Cost of Living: Toledo, OH vs Irving, TX (2026)

Toledo

Ohio
52
VS

Irving

Texas
102

Toledo is 49% cheaper than Irving.

$880/mo ↓ 42%
Median Rent
$1,517/mo ↑ 72%
$47,532/yr ↓ 40%
Median Income
$79,641/yr ↑ 68%
$107,000 ↓ 63%
Home Value
$287,300 ↑ 169%
$856/mo ↓ 44%
Owner Costs
$1,521/mo ↑ 78%
268,461
Population
255,036

Tax Comparison

3.5%
Income Tax
0%
5.75%
State Sales Tax
6.25%
1.53%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Toledo, OH and Irving, TX, the overall cost of living indices are 52 and 102 respectively (national median = 100). Rent is $637/month cheaper in Toledo, saving renters about $7,644/year.

Median household income is $32,109/year higher in Irving. Home values also differ significantly — the median in Toledo is $107,000 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Ohio's 3.5% rate.

Frequently Asked Questions

Toledo vs Irving — common questions

Is Toledo or Irving cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 102 (US average = 100).
What is the rent difference between Toledo and Irving?
Median rent in Toledo is $880/month and in Irving it's $1,517/month — a difference of $637/month.
Which city has higher income, Toledo or Irving?
Median household income is $47,532 in Toledo and $79,641 in Irving. Median household income is $32,109/year higher in Irving.
How do taxes compare between Ohio and Texas?
Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Toledo or Irving?
It depends on your priorities. Toledo has a cost index of 52 with median rent of $880/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Toledo details → View Irving details →

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