Cost of Living: Torrance, CA vs Allen, TX (2026)

Torrance

California
218
VS

Allen

Texas
137

Torrance is 59% more expensive than Allen.

$2,214/mo ↑ 18%
Median Rent
$1,877/mo ↓ 15%
$113,105/yr ↓ 12%
Median Income
$129,130/yr ↑ 14%
$1,036,600 ↑ 141%
Home Value
$429,900 ↓ 59%
$2,295/mo ↑ 10%
Owner Costs
$2,083/mo ↓ 9%
143,499
Population
107,684

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

23.5%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Torrance, CA and Allen, TX, the overall cost of living indices are 218 and 137 respectively (national median = 100). Rent is $337/month cheaper in Allen, saving renters about $4,044/year.

Median household income is $16,025/year higher in Allen. Home values also differ significantly — the median in Torrance is $1,036,600 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Torrance vs Allen — common questions

Is Torrance or Allen cheaper to live in?
Based on our cost index, Allen is cheaper to live in with an index of 137 compared to 218 (US average = 100).
What is the rent difference between Torrance and Allen?
Median rent in Torrance is $2,214/month and in Allen it's $1,877/month — a difference of $337/month.
Which city has higher income, Torrance or Allen?
Median household income is $113,105 in Torrance and $129,130 in Allen. Median household income is $16,025/year higher in Allen.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Torrance or Allen?
It depends on your priorities. Torrance has a cost index of 218 with median rent of $2,214/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Torrance details → View Allen details →

More Comparisons

Other cost of living comparisons for Torrance and Allen

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