Cost of Living: Tulsa, OK vs Irving, TX (2026)

Tulsa

Oklahoma
67
VS

Irving

Texas
102

Tulsa is 34% cheaper than Irving.

$998/mo ↓ 34%
Median Rent
$1,517/mo ↑ 52%
$58,407/yr ↓ 27%
Median Income
$79,641/yr ↑ 36%
$189,600 ↓ 34%
Home Value
$287,300 ↑ 52%
$1,027/mo ↓ 32%
Owner Costs
$1,521/mo ↑ 48%
412,322
Population
255,036

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Irving, TX, the overall cost of living indices are 67 and 102 respectively (national median = 100). Rent is $519/month cheaper in Tulsa, saving renters about $6,228/year.

Median household income is $21,234/year higher in Irving. Home values also differ significantly — the median in Tulsa is $189,600 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Irving — common questions

Is Tulsa or Irving cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 102 (US average = 100).
What is the rent difference between Tulsa and Irving?
Median rent in Tulsa is $998/month and in Irving it's $1,517/month — a difference of $519/month.
Which city has higher income, Tulsa or Irving?
Median household income is $58,407 in Tulsa and $79,641 in Irving. Median household income is $21,234/year higher in Irving.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tulsa or Irving?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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