Cost of Living: Tulsa, OK vs Plano, TX (2026)

Tulsa

Oklahoma
67
VS

Plano

Texas
132

Tulsa is 49% cheaper than Plano.

$998/mo ↓ 44%
Median Rent
$1,792/mo ↑ 80%
$58,407/yr ↓ 46%
Median Income
$108,649/yr ↑ 86%
$189,600 ↓ 57%
Home Value
$440,600 ↑ 132%
$1,027/mo ↓ 44%
Owner Costs
$1,829/mo ↑ 78%
412,322
Population
287,339

Tax Comparison

4.75%
Income Tax
0%
4.5%
State Sales Tax
6.25%
0.9%
Property Tax
1.6%

Affordability

20.5%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Tulsa, OK and Plano, TX, the overall cost of living indices are 67 and 132 respectively (national median = 100). Rent is $794/month cheaper in Tulsa, saving renters about $9,528/year.

Median household income is $50,242/year higher in Plano. Home values also differ significantly — the median in Tulsa is $189,600 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Tulsa vs Plano — common questions

Is Tulsa or Plano cheaper to live in?
Based on our cost index, Tulsa is cheaper to live in with an index of 67 compared to 132 (US average = 100).
What is the rent difference between Tulsa and Plano?
Median rent in Tulsa is $998/month and in Plano it's $1,792/month — a difference of $794/month.
Which city has higher income, Tulsa or Plano?
Median household income is $58,407 in Tulsa and $108,649 in Plano. Median household income is $50,242/year higher in Plano.
How do taxes compare between Oklahoma and Texas?
Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Tulsa or Plano?
It depends on your priorities. Tulsa has a cost index of 67 with median rent of $998/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Tulsa details → View Plano details →

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