Cost of Living: Virginia Beach, VA vs Allen, TX (2026)

Virginia Beach

Virginia
117
VS

Allen

Texas
137

Virginia Beach is 15% cheaper than Allen.

$1,649/mo ↓ 12%
Median Rent
$1,877/mo ↑ 14%
$90,685/yr ↓ 30%
Median Income
$129,130/yr ↑ 42%
$366,300 ↓ 15%
Home Value
$429,900 ↑ 17%
$1,704/mo ↓ 18%
Owner Costs
$2,083/mo ↑ 22%
457,066
Population
107,684

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

21.8%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Allen, TX, the overall cost of living indices are 117 and 137 respectively (national median = 100). Rent is $228/month cheaper in Virginia Beach, saving renters about $2,736/year.

Median household income is $38,445/year higher in Allen. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Virginia Beach vs Allen — common questions

Is Virginia Beach or Allen cheaper to live in?
Based on our cost index, Virginia Beach is cheaper to live in with an index of 117 compared to 137 (US average = 100).
What is the rent difference between Virginia Beach and Allen?
Median rent in Virginia Beach is $1,649/month and in Allen it's $1,877/month — a difference of $228/month.
Which city has higher income, Virginia Beach or Allen?
Median household income is $90,685 in Virginia Beach and $129,130 in Allen. Median household income is $38,445/year higher in Allen.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Virginia Beach or Allen?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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