Cost of Living: Virginia Beach, VA vs Irving, TX (2026)

Virginia Beach

Virginia
117
VS

Irving

Texas
102

Virginia Beach is 15% more expensive than Irving.

$1,649/mo ↑ 9%
Median Rent
$1,517/mo ↓ 8%
$90,685/yr ↑ 14%
Median Income
$79,641/yr ↓ 12%
$366,300 ↑ 27%
Home Value
$287,300 ↓ 22%
$1,704/mo ↑ 12%
Owner Costs
$1,521/mo ↓ 11%
457,066
Population
255,036

Tax Comparison

5.75%
Income Tax
0%
5.3%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

21.8%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Virginia Beach, VA and Irving, TX, the overall cost of living indices are 117 and 102 respectively (national median = 100). Rent is $132/month cheaper in Irving, saving renters about $1,584/year.

Median household income is $11,044/year higher in Virginia Beach. Home values also differ significantly — the median in Virginia Beach is $366,300 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Virginia Beach vs Irving — common questions

Is Virginia Beach or Irving cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 117 (US average = 100).
What is the rent difference between Virginia Beach and Irving?
Median rent in Virginia Beach is $1,649/month and in Irving it's $1,517/month — a difference of $132/month.
Which city has higher income, Virginia Beach or Irving?
Median household income is $90,685 in Virginia Beach and $79,641 in Irving. Median household income is $11,044/year higher in Virginia Beach.
How do taxes compare between Virginia and Texas?
Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Virginia Beach or Irving?
It depends on your priorities. Virginia Beach has a cost index of 117 with median rent of $1,649/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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