Cost of Living: Waterbury, CT vs Allen, TX (2026)

Waterbury

Connecticut
76
VS

Allen

Texas
137

Waterbury is 45% cheaper than Allen.

$1,180/mo ↓ 37%
Median Rent
$1,877/mo ↑ 59%
$51,642/yr ↓ 60%
Median Income
$129,130/yr ↑ 150%
$185,400 ↓ 57%
Home Value
$429,900 ↑ 132%
$1,273/mo ↓ 39%
Owner Costs
$2,083/mo ↑ 64%
114,356
Population
107,684

Tax Comparison

6.99%
Income Tax
0%
6.35%
State Sales Tax
6.25%
2.15%
Property Tax
1.6%

Affordability

27.4%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Waterbury, CT and Allen, TX, the overall cost of living indices are 76 and 137 respectively (national median = 100). Rent is $697/month cheaper in Waterbury, saving renters about $8,364/year.

Median household income is $77,488/year higher in Allen. Home values also differ significantly — the median in Waterbury is $185,400 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Waterbury vs Allen — common questions

Is Waterbury or Allen cheaper to live in?
Based on our cost index, Waterbury is cheaper to live in with an index of 76 compared to 137 (US average = 100).
What is the rent difference between Waterbury and Allen?
Median rent in Waterbury is $1,180/month and in Allen it's $1,877/month — a difference of $697/month.
Which city has higher income, Waterbury or Allen?
Median household income is $51,642 in Waterbury and $129,130 in Allen. Median household income is $77,488/year higher in Allen.
How do taxes compare between Connecticut and Texas?
Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Waterbury or Allen?
It depends on your priorities. Waterbury has a cost index of 76 with median rent of $1,180/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Waterbury details → View Allen details →

More Comparisons

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