Cost of Living: Wilmington, NC vs Allen, TX (2026)

Wilmington

North Carolina
100
VS

Allen

Texas
137

Wilmington is 27% cheaper than Allen.

$1,311/mo ↓ 30%
Median Rent
$1,877/mo ↑ 43%
$63,900/yr ↓ 51%
Median Income
$129,130/yr ↑ 102%
$350,300 ↓ 19%
Home Value
$429,900 ↑ 23%
$1,371/mo ↓ 34%
Owner Costs
$2,083/mo ↑ 52%
118,578
Population
107,684

Tax Comparison

4.5%
Income Tax
0%
4.75%
State Sales Tax
6.25%
0.8%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Wilmington, NC and Allen, TX, the overall cost of living indices are 100 and 137 respectively (national median = 100). Rent is $566/month cheaper in Wilmington, saving renters about $6,792/year.

Median household income is $65,230/year higher in Allen. Home values also differ significantly — the median in Wilmington is $350,300 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over North Carolina's 4.5% rate.

Frequently Asked Questions

Wilmington vs Allen — common questions

Is Wilmington or Allen cheaper to live in?
Based on our cost index, Wilmington is cheaper to live in with an index of 100 compared to 137 (US average = 100).
What is the rent difference between Wilmington and Allen?
Median rent in Wilmington is $1,311/month and in Allen it's $1,877/month — a difference of $566/month.
Which city has higher income, Wilmington or Allen?
Median household income is $63,900 in Wilmington and $129,130 in Allen. Median household income is $65,230/year higher in Allen.
How do taxes compare between North Carolina and Texas?
North Carolina has 4.5% income tax, 4.75% sales tax, and 0.8% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Wilmington or Allen?
It depends on your priorities. Wilmington has a cost index of 100 with median rent of $1,311/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Wilmington details → View Allen details →

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