Cost of Living: Yonkers, NY vs Chattanooga, TN (2026)

Yonkers

New York
133
VS

Chattanooga

Tennessee
81

Yonkers is 64% more expensive than Chattanooga.

$1,730/mo ↑ 50%
Median Rent
$1,155/mo ↓ 33%
$81,816/yr ↑ 34%
Median Income
$61,028/yr ↓ 25%
$478,000 ↑ 84%
Home Value
$259,200 ↓ 46%
$1,759/mo ↑ 58%
Owner Costs
$1,112/mo ↓ 37%
209,529
Population
182,832

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
7.0%
1.62%
Property Tax
0.64%

Affordability

25.4%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing Yonkers, NY and Chattanooga, TN, the overall cost of living indices are 133 and 81 respectively (national median = 100). Rent is $575/month cheaper in Chattanooga, saving renters about $6,900/year.

Median household income is $20,788/year higher in Yonkers. Home values also differ significantly — the median in Yonkers is $478,000 compared to $259,200 in Chattanooga.

Tennessee has no state income tax, giving Chattanooga residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Yonkers vs Chattanooga — common questions

Is Yonkers or Chattanooga cheaper to live in?
Based on our cost index, Chattanooga is cheaper to live in with an index of 81 compared to 133 (US average = 100).
What is the rent difference between Yonkers and Chattanooga?
Median rent in Yonkers is $1,730/month and in Chattanooga it's $1,155/month — a difference of $575/month.
Which city has higher income, Yonkers or Chattanooga?
Median household income is $81,816 in Yonkers and $61,028 in Chattanooga. Median household income is $20,788/year higher in Yonkers.
How do taxes compare between New York and Tennessee?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Tennessee has 0% income tax, 7.0% sales tax, and 0.64% property tax.
Should I move to Yonkers or Chattanooga?
It depends on your priorities. Yonkers has a cost index of 133 with median rent of $1,730/mo, while Chattanooga has a cost index of 81 with rent of $1,155/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Yonkers details → View Chattanooga details →

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