Cost of Living: Buffalo, NY vs Irving, TX (2026)

Buffalo

New York
61
VS

Irving

Texas
102

Buffalo is 40% cheaper than Irving.

$989/mo ↓ 35%
Median Rent
$1,517/mo ↑ 53%
$48,050/yr ↓ 40%
Median Income
$79,641/yr ↑ 66%
$152,300 ↓ 47%
Home Value
$287,300 ↑ 89%
$929/mo ↓ 39%
Owner Costs
$1,521/mo ↑ 64%
276,397
Population
255,036

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

24.7%
rent-to-income
Affordability
22.9%
rent-to-income

Detailed Comparison

When comparing Buffalo, NY and Irving, TX, the overall cost of living indices are 61 and 102 respectively (national median = 100). Rent is $528/month cheaper in Buffalo, saving renters about $6,336/year.

Median household income is $31,591/year higher in Irving. Home values also differ significantly — the median in Buffalo is $152,300 compared to $287,300 in Irving.

Texas has no state income tax, giving Irving residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Buffalo vs Irving — common questions

Is Buffalo or Irving cheaper to live in?
Based on our cost index, Buffalo is cheaper to live in with an index of 61 compared to 102 (US average = 100).
What is the rent difference between Buffalo and Irving?
Median rent in Buffalo is $989/month and in Irving it's $1,517/month — a difference of $528/month.
Which city has higher income, Buffalo or Irving?
Median household income is $48,050 in Buffalo and $79,641 in Irving. Median household income is $31,591/year higher in Irving.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Buffalo or Irving?
It depends on your priorities. Buffalo has a cost index of 61 with median rent of $989/mo, while Irving has a cost index of 102 with rent of $1,517/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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