Cost of Living: Fort Worth, TX vs Lubbock, TX (2026)

Fort Worth

Texas
97
VS

Lubbock

Texas
75

Fort Worth is 29% more expensive than Lubbock.

$1,412/mo ↑ 24%
Median Rent
$1,137/mo ↓ 19%
$76,602/yr ↑ 27%
Median Income
$60,487/yr ↓ 21%
$277,300 ↑ 40%
Home Value
$197,900 ↓ 29%
$1,489/mo ↑ 26%
Owner Costs
$1,179/mo ↓ 21%
941,311
Population
261,078

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.1%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Fort Worth, TX and Lubbock, TX, the overall cost of living indices are 97 and 75 respectively (national median = 100). Rent is $275/month cheaper in Lubbock, saving renters about $3,300/year.

Median household income is $16,115/year higher in Fort Worth. Home values also differ significantly — the median in Fort Worth is $277,300 compared to $197,900 in Lubbock.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Fort Worth vs Lubbock — common questions

Is Fort Worth or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 97 (US average = 100).
What is the rent difference between Fort Worth and Lubbock?
Median rent in Fort Worth is $1,412/month and in Lubbock it's $1,137/month — a difference of $275/month.
Which city has higher income, Fort Worth or Lubbock?
Median household income is $76,602 in Fort Worth and $60,487 in Lubbock. Median household income is $16,115/year higher in Fort Worth.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Fort Worth or Lubbock?
It depends on your priorities. Fort Worth has a cost index of 97 with median rent of $1,412/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Fort Worth details → View Lubbock details →

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