Cost of Living: Gilbert, AZ vs Lubbock, TX (2026)

Gilbert

Arizona
148
VS

Lubbock

Texas
75

Gilbert is 97% more expensive than Lubbock.

$2,028/mo ↑ 78%
Median Rent
$1,137/mo ↓ 44%
$121,351/yr ↑ 101%
Median Income
$60,487/yr ↓ 50%
$518,600 ↑ 162%
Home Value
$197,900 ↓ 62%
$1,908/mo ↑ 62%
Owner Costs
$1,179/mo ↓ 38%
271,118
Population
261,078

Tax Comparison

2.5%
Income Tax
0%
5.6%
State Sales Tax
6.25%
0.62%
Property Tax
1.6%

Affordability

20.1%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Gilbert, AZ and Lubbock, TX, the overall cost of living indices are 148 and 75 respectively (national median = 100). Rent is $891/month cheaper in Lubbock, saving renters about $10,692/year.

Median household income is $60,864/year higher in Gilbert. Home values also differ significantly — the median in Gilbert is $518,600 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Arizona's 2.5% rate.

Frequently Asked Questions

Gilbert vs Lubbock — common questions

Is Gilbert or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 148 (US average = 100).
What is the rent difference between Gilbert and Lubbock?
Median rent in Gilbert is $2,028/month and in Lubbock it's $1,137/month — a difference of $891/month.
Which city has higher income, Gilbert or Lubbock?
Median household income is $121,351 in Gilbert and $60,487 in Lubbock. Median household income is $60,864/year higher in Gilbert.
How do taxes compare between Arizona and Texas?
Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Gilbert or Lubbock?
It depends on your priorities. Gilbert has a cost index of 148 with median rent of $2,028/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Gilbert details → View Lubbock details →

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