Cost of Living: Honolulu, HI vs Lubbock, TX (2026)

Honolulu

Hawaii
175
VS

Lubbock

Texas
75

Honolulu is 133% more expensive than Lubbock.

$1,783/mo ↑ 57%
Median Rent
$1,137/mo ↓ 36%
$85,428/yr ↑ 41%
Median Income
$60,487/yr ↓ 29%
$834,100 ↑ 321%
Home Value
$197,900 ↓ 76%
$1,809/mo ↑ 53%
Owner Costs
$1,179/mo ↓ 35%
346,323
Population
261,078

Tax Comparison

11.0%
Income Tax
0%
4.0%
State Sales Tax
6.25%
0.32%
Property Tax
1.6%

Affordability

25.0%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Honolulu, HI and Lubbock, TX, the overall cost of living indices are 175 and 75 respectively (national median = 100). Rent is $646/month cheaper in Lubbock, saving renters about $7,752/year.

Median household income is $24,941/year higher in Honolulu. Home values also differ significantly — the median in Honolulu is $834,100 compared to $197,900 in Lubbock.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Hawaii's 11.0% rate.

Frequently Asked Questions

Honolulu vs Lubbock — common questions

Is Honolulu or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 175 (US average = 100).
What is the rent difference between Honolulu and Lubbock?
Median rent in Honolulu is $1,783/month and in Lubbock it's $1,137/month — a difference of $646/month.
Which city has higher income, Honolulu or Lubbock?
Median household income is $85,428 in Honolulu and $60,487 in Lubbock. Median household income is $24,941/year higher in Honolulu.
How do taxes compare between Hawaii and Texas?
Hawaii has 11.0% income tax, 4.0% sales tax, and 0.32% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Honolulu or Lubbock?
It depends on your priorities. Honolulu has a cost index of 175 with median rent of $1,783/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Honolulu details → View Lubbock details →

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