Cost of Living: Irving, TX vs Allen, TX (2026)

Irving

Texas
102
VS

Allen

Texas
137

Irving is 26% cheaper than Allen.

$1,517/mo ↓ 19%
Median Rent
$1,877/mo ↑ 24%
$79,641/yr ↓ 38%
Median Income
$129,130/yr ↑ 62%
$287,300 ↓ 33%
Home Value
$429,900 ↑ 50%
$1,521/mo ↓ 27%
Owner Costs
$2,083/mo ↑ 37%
255,036
Population
107,684

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.9%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Irving, TX and Allen, TX, the overall cost of living indices are 102 and 137 respectively (national median = 100). Rent is $360/month cheaper in Irving, saving renters about $4,320/year.

Median household income is $49,489/year higher in Allen. Home values also differ significantly — the median in Irving is $287,300 compared to $429,900 in Allen.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Irving vs Allen — common questions

Is Irving or Allen cheaper to live in?
Based on our cost index, Irving is cheaper to live in with an index of 102 compared to 137 (US average = 100).
What is the rent difference between Irving and Allen?
Median rent in Irving is $1,517/month and in Allen it's $1,877/month — a difference of $360/month.
Which city has higher income, Irving or Allen?
Median household income is $79,641 in Irving and $129,130 in Allen. Median household income is $49,489/year higher in Allen.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Irving or Allen?
It depends on your priorities. Irving has a cost index of 102 with median rent of $1,517/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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