Cost of Living: Jacksonville, FL vs Lubbock, TX (2026)

Jacksonville

Florida
92
VS

Lubbock

Texas
75

Jacksonville is 23% more expensive than Lubbock.

$1,375/mo ↑ 21%
Median Rent
$1,137/mo ↓ 17%
$66,981/yr ↑ 11%
Median Income
$60,487/yr ↓ 10%
$266,100 ↑ 34%
Home Value
$197,900 ↓ 26%
$1,324/mo ↑ 12%
Owner Costs
$1,179/mo ↓ 11%
961,739
Population
261,078

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
1.6%

Affordability

24.6%
rent-to-income
Affordability
22.6%
rent-to-income

Detailed Comparison

When comparing Jacksonville, FL and Lubbock, TX, the overall cost of living indices are 92 and 75 respectively (national median = 100). Rent is $238/month cheaper in Lubbock, saving renters about $2,856/year.

Median household income is $6,494/year higher in Jacksonville. Home values also differ significantly — the median in Jacksonville is $266,100 compared to $197,900 in Lubbock.

Frequently Asked Questions

Jacksonville vs Lubbock — common questions

Is Jacksonville or Lubbock cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 92 (US average = 100).
What is the rent difference between Jacksonville and Lubbock?
Median rent in Jacksonville is $1,375/month and in Lubbock it's $1,137/month — a difference of $238/month.
Which city has higher income, Jacksonville or Lubbock?
Median household income is $66,981 in Jacksonville and $60,487 in Lubbock. Median household income is $6,494/year higher in Jacksonville.
How do taxes compare between Florida and Texas?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Jacksonville or Lubbock?
It depends on your priorities. Jacksonville has a cost index of 92 with median rent of $1,375/mo, while Lubbock has a cost index of 75 with rent of $1,137/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Jacksonville details → View Lubbock details →

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