Cost of Living: Louisville, KY vs Allen, TX (2026)

Louisville

Kentucky
74
VS

Allen

Texas
137

Louisville is 46% cheaper than Allen.

$1,069/mo ↓ 43%
Median Rent
$1,877/mo ↑ 76%
$64,731/yr ↓ 50%
Median Income
$129,130/yr ↑ 99%
$221,500 ↓ 48%
Home Value
$429,900 ↑ 94%
$1,118/mo ↓ 46%
Owner Costs
$2,083/mo ↑ 86%
627,210
Population
107,684

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
17.4%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Allen, TX, the overall cost of living indices are 74 and 137 respectively (national median = 100). Rent is $808/month cheaper in Louisville, saving renters about $9,696/year.

Median household income is $64,399/year higher in Allen. Home values also differ significantly — the median in Louisville is $221,500 compared to $429,900 in Allen.

Texas has no state income tax, giving Allen residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Allen — common questions

Is Louisville or Allen cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 137 (US average = 100).
What is the rent difference between Louisville and Allen?
Median rent in Louisville is $1,069/month and in Allen it's $1,877/month — a difference of $808/month.
Which city has higher income, Louisville or Allen?
Median household income is $64,731 in Louisville and $129,130 in Allen. Median household income is $64,399/year higher in Allen.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Allen?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Allen has a cost index of 137 with rent of $1,877/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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