Cost of Living: Louisville, KY vs Plano, TX (2026)

Louisville

Kentucky
74
VS

Plano

Texas
132

Louisville is 44% cheaper than Plano.

$1,069/mo ↓ 40%
Median Rent
$1,792/mo ↑ 68%
$64,731/yr ↓ 40%
Median Income
$108,649/yr ↑ 68%
$221,500 ↓ 50%
Home Value
$440,600 ↑ 99%
$1,118/mo ↓ 39%
Owner Costs
$1,829/mo ↑ 64%
627,210
Population
287,339

Tax Comparison

4.0%
Income Tax
0%
6.0%
State Sales Tax
6.25%
0.83%
Property Tax
1.6%

Affordability

19.8%
rent-to-income
Affordability
19.8%
rent-to-income

Detailed Comparison

When comparing Louisville, KY and Plano, TX, the overall cost of living indices are 74 and 132 respectively (national median = 100). Rent is $723/month cheaper in Louisville, saving renters about $8,676/year.

Median household income is $43,918/year higher in Plano. Home values also differ significantly — the median in Louisville is $221,500 compared to $440,600 in Plano.

Texas has no state income tax, giving Plano residents a significant tax advantage over Kentucky's 4.0% rate.

Frequently Asked Questions

Louisville vs Plano — common questions

Is Louisville or Plano cheaper to live in?
Based on our cost index, Louisville is cheaper to live in with an index of 74 compared to 132 (US average = 100).
What is the rent difference between Louisville and Plano?
Median rent in Louisville is $1,069/month and in Plano it's $1,792/month — a difference of $723/month.
Which city has higher income, Louisville or Plano?
Median household income is $64,731 in Louisville and $108,649 in Plano. Median household income is $43,918/year higher in Plano.
How do taxes compare between Kentucky and Texas?
Kentucky has 4.0% income tax, 6.0% sales tax, and 0.83% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Louisville or Plano?
It depends on your priorities. Louisville has a cost index of 74 with median rent of $1,069/mo, while Plano has a cost index of 132 with rent of $1,792/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Louisville details → View Plano details →

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