Cost of Living: Lubbock, TX vs Amarillo, TX (2026)

Lubbock

Texas
75
VS

Amarillo

Texas
69

Lubbock is 9% more expensive than Amarillo.

$1,137/mo ↑ 8%
Median Rent
$1,049/mo ↓ 8%
$60,487/yr ↓ 3%
Median Income
$62,469/yr ↑ 3%
$197,900 ↑ 6%
Home Value
$186,800 ↓ 6%
$1,179/mo ↑ 10%
Owner Costs
$1,074/mo ↓ 9%
261,078
Population
200,945

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
20.2%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Amarillo, TX, the overall cost of living indices are 75 and 69 respectively (national median = 100). Rent is $88/month cheaper in Amarillo, saving renters about $1,056/year.

Median household income is $1,982/year higher in Amarillo. Home values also differ significantly — the median in Lubbock is $197,900 compared to $186,800 in Amarillo.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Amarillo — common questions

Is Lubbock or Amarillo cheaper to live in?
Based on our cost index, Amarillo is cheaper to live in with an index of 69 compared to 75 (US average = 100).
What is the rent difference between Lubbock and Amarillo?
Median rent in Lubbock is $1,137/month and in Amarillo it's $1,049/month — a difference of $88/month.
Which city has higher income, Lubbock or Amarillo?
Median household income is $60,487 in Lubbock and $62,469 in Amarillo. Median household income is $1,982/year higher in Amarillo.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Amarillo?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Amarillo has a cost index of 69 with rent of $1,049/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Amarillo details →

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