Cost of Living: Lubbock, TX vs Arvada, CO (2026)

Lubbock

Texas
75
VS

Arvada

Colorado
152

Lubbock is 51% cheaper than Arvada.

$1,137/mo ↓ 37%
Median Rent
$1,802/mo ↑ 58%
$60,487/yr ↓ 47%
Median Income
$113,396/yr ↑ 87%
$197,900 ↓ 67%
Home Value
$600,800 ↑ 204%
$1,179/mo ↓ 39%
Owner Costs
$1,948/mo ↑ 65%
261,078
Population
122,835

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

22.6%
rent-to-income
Affordability
19.1%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Arvada, CO, the overall cost of living indices are 75 and 152 respectively (national median = 100). Rent is $665/month cheaper in Lubbock, saving renters about $7,980/year.

Median household income is $52,909/year higher in Arvada. Home values also differ significantly — the median in Lubbock is $197,900 compared to $600,800 in Arvada.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Lubbock vs Arvada — common questions

Is Lubbock or Arvada cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 152 (US average = 100).
What is the rent difference between Lubbock and Arvada?
Median rent in Lubbock is $1,137/month and in Arvada it's $1,802/month — a difference of $665/month.
Which city has higher income, Lubbock or Arvada?
Median household income is $60,487 in Lubbock and $113,396 in Arvada. Median household income is $52,909/year higher in Arvada.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Lubbock or Arvada?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Arvada has a cost index of 152 with rent of $1,802/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Arvada details →

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