Cost of Living: Lubbock, TX vs Cape Coral, FL (2026)

Lubbock

Texas
75
VS

Cape Coral

Florida
114

Lubbock is 34% cheaper than Cape Coral.

$1,137/mo ↓ 35%
Median Rent
$1,751/mo ↑ 54%
$60,487/yr ↓ 20%
Median Income
$76,062/yr ↑ 26%
$197,900 ↓ 42%
Home Value
$339,200 ↑ 71%
$1,179/mo ↓ 23%
Owner Costs
$1,523/mo ↑ 29%
261,078
Population
206,387

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

22.6%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Cape Coral, FL, the overall cost of living indices are 75 and 114 respectively (national median = 100). Rent is $614/month cheaper in Lubbock, saving renters about $7,368/year.

Median household income is $15,575/year higher in Cape Coral. Home values also differ significantly — the median in Lubbock is $197,900 compared to $339,200 in Cape Coral.

Frequently Asked Questions

Lubbock vs Cape Coral — common questions

Is Lubbock or Cape Coral cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 114 (US average = 100).
What is the rent difference between Lubbock and Cape Coral?
Median rent in Lubbock is $1,137/month and in Cape Coral it's $1,751/month — a difference of $614/month.
Which city has higher income, Lubbock or Cape Coral?
Median household income is $60,487 in Lubbock and $76,062 in Cape Coral. Median household income is $15,575/year higher in Cape Coral.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Lubbock or Cape Coral?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Cape Coral details →

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