Cost of Living: Lubbock, TX vs Carrollton, TX (2026)

Lubbock

Texas
75
VS

Carrollton

Texas
116

Lubbock is 35% cheaper than Carrollton.

$1,137/mo ↓ 32%
Median Rent
$1,674/mo ↑ 47%
$60,487/yr ↓ 39%
Median Income
$99,115/yr ↑ 64%
$197,900 ↓ 44%
Home Value
$353,600 ↑ 79%
$1,179/mo ↓ 30%
Owner Costs
$1,689/mo ↑ 43%
261,078
Population
132,741

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Carrollton, TX, the overall cost of living indices are 75 and 116 respectively (national median = 100). Rent is $537/month cheaper in Lubbock, saving renters about $6,444/year.

Median household income is $38,628/year higher in Carrollton. Home values also differ significantly — the median in Lubbock is $197,900 compared to $353,600 in Carrollton.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Carrollton — common questions

Is Lubbock or Carrollton cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 116 (US average = 100).
What is the rent difference between Lubbock and Carrollton?
Median rent in Lubbock is $1,137/month and in Carrollton it's $1,674/month — a difference of $537/month.
Which city has higher income, Lubbock or Carrollton?
Median household income is $60,487 in Lubbock and $99,115 in Carrollton. Median household income is $38,628/year higher in Carrollton.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Carrollton?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Carrollton details →

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