Cost of Living: Lubbock, TX vs Concord, CA (2026)

Lubbock

Texas
75
VS

Concord

California
187

Lubbock is 60% cheaper than Concord.

$1,137/mo ↓ 49%
Median Rent
$2,226/mo ↑ 96%
$60,487/yr ↓ 45%
Median Income
$109,195/yr ↑ 81%
$197,900 ↓ 74%
Home Value
$755,900 ↑ 282%
$1,179/mo ↓ 48%
Owner Costs
$2,284/mo ↑ 94%
261,078
Population
124,260

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Concord, CA, the overall cost of living indices are 75 and 187 respectively (national median = 100). Rent is $1,089/month cheaper in Lubbock, saving renters about $13,068/year.

Median household income is $48,708/year higher in Concord. Home values also differ significantly — the median in Lubbock is $197,900 compared to $755,900 in Concord.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Concord — common questions

Is Lubbock or Concord cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 187 (US average = 100).
What is the rent difference between Lubbock and Concord?
Median rent in Lubbock is $1,137/month and in Concord it's $2,226/month — a difference of $1,089/month.
Which city has higher income, Lubbock or Concord?
Median household income is $60,487 in Lubbock and $109,195 in Concord. Median household income is $48,708/year higher in Concord.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Concord?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Concord details →

More Comparisons

Other cost of living comparisons for Lubbock and Concord

Lubbock vs. Fort Wayne Lubbock vs. St. Petersburg Lubbock vs. Toledo Lubbock vs. Laredo Lubbock vs. Reno Lubbock vs. Irving Concord vs. Round Rock Concord vs. Arvada Concord vs. Vallejo Concord vs. Clovis Concord vs. Meridian Concord vs. College Station