Cost of Living: Lubbock, TX vs Dearborn, MI (2026)

Lubbock

Texas
75
VS

Dearborn

Michigan
79

Lubbock is 5% cheaper than Dearborn.

$1,137/mo ↓ 10%
Median Rent
$1,264/mo ↑ 11%
$60,487/yr ↓ 7%
Median Income
$65,192/yr ↑ 8%
$197,900 ↓ 4%
Home Value
$205,900 ↑ 4%
$1,179/mo ≈ Same
Owner Costs
$1,174/mo ≈ Same
261,078
Population
107,846

Tax Comparison

0%
Income Tax
4.25%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
1.38%

Affordability

22.6%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Dearborn, MI, the overall cost of living indices are 75 and 79 respectively (national median = 100). Rent is $127/month cheaper in Lubbock, saving renters about $1,524/year.

Median household income is $4,705/year higher in Dearborn. Home values also differ significantly — the median in Lubbock is $197,900 compared to $205,900 in Dearborn.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Michigan's 4.25% rate.

Frequently Asked Questions

Lubbock vs Dearborn — common questions

Is Lubbock or Dearborn cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 79 (US average = 100).
What is the rent difference between Lubbock and Dearborn?
Median rent in Lubbock is $1,137/month and in Dearborn it's $1,264/month — a difference of $127/month.
Which city has higher income, Lubbock or Dearborn?
Median household income is $60,487 in Lubbock and $65,192 in Dearborn. Median household income is $4,705/year higher in Dearborn.
How do taxes compare between Texas and Michigan?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Lubbock or Dearborn?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Dearborn has a cost index of 79 with rent of $1,264/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Dearborn details →

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