Cost of Living: Lubbock, TX vs Elizabeth, NJ (2026)

Lubbock

Texas
75
VS

Elizabeth

New Jersey
112

Lubbock is 33% cheaper than Elizabeth.

$1,137/mo ↓ 22%
Median Rent
$1,463/mo ↑ 29%
$60,487/yr ↓ 5%
Median Income
$63,874/yr ↑ 6%
$197,900 ↓ 50%
Home Value
$393,500 ↑ 99%
$1,179/mo ↓ 24%
Owner Costs
$1,543/mo ↑ 31%
261,078
Population
135,887

Tax Comparison

0%
Income Tax
10.75%
6.25%
State Sales Tax
6.625%
1.6%
Property Tax
2.23%

Affordability

22.6%
rent-to-income
Affordability
27.5%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Elizabeth, NJ, the overall cost of living indices are 75 and 112 respectively (national median = 100). Rent is $326/month cheaper in Lubbock, saving renters about $3,912/year.

Median household income is $3,387/year higher in Elizabeth. Home values also differ significantly — the median in Lubbock is $197,900 compared to $393,500 in Elizabeth.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over New Jersey's 10.75% rate.

Frequently Asked Questions

Lubbock vs Elizabeth — common questions

Is Lubbock or Elizabeth cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 112 (US average = 100).
What is the rent difference between Lubbock and Elizabeth?
Median rent in Lubbock is $1,137/month and in Elizabeth it's $1,463/month — a difference of $326/month.
Which city has higher income, Lubbock or Elizabeth?
Median household income is $60,487 in Lubbock and $63,874 in Elizabeth. Median household income is $3,387/year higher in Elizabeth.
How do taxes compare between Texas and New Jersey?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. New Jersey has 10.75% income tax, 6.625% sales tax, and 2.23% property tax.
Should I move to Lubbock or Elizabeth?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Elizabeth has a cost index of 112 with rent of $1,463/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Elizabeth details →

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