Cost of Living: Lubbock, TX vs Evansville, IN (2026)

Lubbock

Texas
75
VS

Evansville

Indiana
57

Lubbock is 32% more expensive than Evansville.

$1,137/mo ↑ 20%
Median Rent
$949/mo ↓ 17%
$60,487/yr ↑ 16%
Median Income
$52,251/yr ↓ 14%
$197,900 ↑ 53%
Home Value
$129,100 ↓ 35%
$1,179/mo ↑ 28%
Owner Costs
$919/mo ↓ 22%
261,078
Population
116,441

Tax Comparison

0%
Income Tax
3.05%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
0.83%

Affordability

22.6%
rent-to-income
Affordability
21.8%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Evansville, IN, the overall cost of living indices are 75 and 57 respectively (national median = 100). Rent is $188/month cheaper in Evansville, saving renters about $2,256/year.

Median household income is $8,236/year higher in Lubbock. Home values also differ significantly — the median in Lubbock is $197,900 compared to $129,100 in Evansville.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Indiana's 3.05% rate.

Frequently Asked Questions

Lubbock vs Evansville — common questions

Is Lubbock or Evansville cheaper to live in?
Based on our cost index, Evansville is cheaper to live in with an index of 57 compared to 75 (US average = 100).
What is the rent difference between Lubbock and Evansville?
Median rent in Lubbock is $1,137/month and in Evansville it's $949/month — a difference of $188/month.
Which city has higher income, Lubbock or Evansville?
Median household income is $60,487 in Lubbock and $52,251 in Evansville. Median household income is $8,236/year higher in Lubbock.
How do taxes compare between Texas and Indiana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Indiana has 3.05% income tax, 7.0% sales tax, and 0.83% property tax.
Should I move to Lubbock or Evansville?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Evansville has a cost index of 57 with rent of $949/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Evansville details →

More Comparisons

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