Cost of Living: Lubbock, TX vs Fairfield, CA (2026)

Lubbock

Texas
75
VS

Fairfield

California
167

Lubbock is 55% cheaper than Fairfield.

$1,137/mo ↓ 48%
Median Rent
$2,191/mo ↑ 93%
$60,487/yr ↓ 41%
Median Income
$102,321/yr ↑ 69%
$197,900 ↓ 67%
Home Value
$592,500 ↑ 199%
$1,179/mo ↓ 47%
Owner Costs
$2,226/mo ↑ 89%
261,078
Population
119,985

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
25.7%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Fairfield, CA, the overall cost of living indices are 75 and 167 respectively (national median = 100). Rent is $1,054/month cheaper in Lubbock, saving renters about $12,648/year.

Median household income is $41,834/year higher in Fairfield. Home values also differ significantly — the median in Lubbock is $197,900 compared to $592,500 in Fairfield.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Fairfield — common questions

Is Lubbock or Fairfield cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 167 (US average = 100).
What is the rent difference between Lubbock and Fairfield?
Median rent in Lubbock is $1,137/month and in Fairfield it's $2,191/month — a difference of $1,054/month.
Which city has higher income, Lubbock or Fairfield?
Median household income is $60,487 in Lubbock and $102,321 in Fairfield. Median household income is $41,834/year higher in Fairfield.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Fairfield?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Fairfield has a cost index of 167 with rent of $2,191/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Fairfield details →

More Comparisons

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