Cost of Living: Lubbock, TX vs Frisco, TX (2026)

Lubbock

Texas
75
VS

Frisco

Texas
162

Lubbock is 54% cheaper than Frisco.

$1,137/mo ↓ 40%
Median Rent
$1,902/mo ↑ 67%
$60,487/yr ↓ 59%
Median Income
$146,158/yr ↑ 142%
$197,900 ↓ 67%
Home Value
$595,400 ↑ 201%
$1,179/mo ↓ 51%
Owner Costs
$2,389/mo ↑ 103%
261,078
Population
210,238

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Frisco, TX, the overall cost of living indices are 75 and 162 respectively (national median = 100). Rent is $765/month cheaper in Lubbock, saving renters about $9,180/year.

Median household income is $85,671/year higher in Frisco. Home values also differ significantly — the median in Lubbock is $197,900 compared to $595,400 in Frisco.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Frisco — common questions

Is Lubbock or Frisco cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 162 (US average = 100).
What is the rent difference between Lubbock and Frisco?
Median rent in Lubbock is $1,137/month and in Frisco it's $1,902/month — a difference of $765/month.
Which city has higher income, Lubbock or Frisco?
Median household income is $60,487 in Lubbock and $146,158 in Frisco. Median household income is $85,671/year higher in Frisco.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Frisco?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Frisco details →

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