Cost of Living: Lubbock, TX vs Garland, TX (2026)

Lubbock

Texas
75
VS

Garland

Texas
96

Lubbock is 22% cheaper than Garland.

$1,137/mo ↓ 25%
Median Rent
$1,525/mo ↑ 34%
$60,487/yr ↓ 19%
Median Income
$74,717/yr ↑ 24%
$197,900 ↓ 20%
Home Value
$248,900 ↑ 26%
$1,179/mo ↓ 18%
Owner Costs
$1,445/mo ↑ 23%
261,078
Population
245,298

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Garland, TX, the overall cost of living indices are 75 and 96 respectively (national median = 100). Rent is $388/month cheaper in Lubbock, saving renters about $4,656/year.

Median household income is $14,230/year higher in Garland. Home values also differ significantly — the median in Lubbock is $197,900 compared to $248,900 in Garland.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Garland — common questions

Is Lubbock or Garland cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 96 (US average = 100).
What is the rent difference between Lubbock and Garland?
Median rent in Lubbock is $1,137/month and in Garland it's $1,525/month — a difference of $388/month.
Which city has higher income, Lubbock or Garland?
Median household income is $60,487 in Lubbock and $74,717 in Garland. Median household income is $14,230/year higher in Garland.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Garland?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Garland has a cost index of 96 with rent of $1,525/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Garland details →

More Comparisons

Other cost of living comparisons for Lubbock and Garland

Lubbock vs. Fort Wayne Lubbock vs. St. Petersburg Lubbock vs. Toledo Lubbock vs. Laredo Lubbock vs. Reno Lubbock vs. Irving Garland vs. Glendale Garland vs. Scottsdale Garland vs. Winston-Salem Garland vs. Boise Garland vs. Chesapeake Garland vs. Arlington