Cost of Living: Lubbock, TX vs Hartford, CT (2026)

Lubbock

Texas
75
VS

Hartford

Connecticut
81

Lubbock is 7% cheaper than Hartford.

$1,137/mo ↓ 7%
Median Rent
$1,221/mo ↑ 7%
$60,487/yr ↑ 34%
Median Income
$45,300/yr ↓ 25%
$197,900 ↓ 9%
Home Value
$217,200 ↑ 10%
$1,179/mo ↓ 8%
Owner Costs
$1,279/mo ↑ 8%
261,078
Population
119,970

Tax Comparison

0%
Income Tax
6.99%
6.25%
State Sales Tax
6.35%
1.6%
Property Tax
2.15%

Affordability

22.6%
rent-to-income
Affordability
32.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Hartford, CT, the overall cost of living indices are 75 and 81 respectively (national median = 100). Rent is $84/month cheaper in Lubbock, saving renters about $1,008/year.

Median household income is $15,187/year higher in Lubbock. Home values also differ significantly — the median in Lubbock is $197,900 compared to $217,200 in Hartford.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Lubbock vs Hartford — common questions

Is Lubbock or Hartford cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 81 (US average = 100).
What is the rent difference between Lubbock and Hartford?
Median rent in Lubbock is $1,137/month and in Hartford it's $1,221/month — a difference of $84/month.
Which city has higher income, Lubbock or Hartford?
Median household income is $60,487 in Lubbock and $45,300 in Hartford. Median household income is $15,187/year higher in Lubbock.
How do taxes compare between Texas and Connecticut?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Lubbock or Hartford?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Hartford has a cost index of 81 with rent of $1,221/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Hartford details →

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