Cost of Living: Lubbock, TX vs Huntington Beach, CA (2026)

Lubbock

Texas
75
VS

Huntington Beach

California
227

Lubbock is 67% cheaper than Huntington Beach.

$1,137/mo ↓ 53%
Median Rent
$2,424/mo ↑ 113%
$60,487/yr ↓ 50%
Median Income
$119,885/yr ↑ 98%
$197,900 ↓ 81%
Home Value
$1,047,300 ↑ 429%
$1,179/mo ↓ 52%
Owner Costs
$2,436/mo ↑ 107%
261,078
Population
196,010

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
24.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Huntington Beach, CA, the overall cost of living indices are 75 and 227 respectively (national median = 100). Rent is $1,287/month cheaper in Lubbock, saving renters about $15,444/year.

Median household income is $59,398/year higher in Huntington Beach. Home values also differ significantly — the median in Lubbock is $197,900 compared to $1,047,300 in Huntington Beach.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Huntington Beach — common questions

Is Lubbock or Huntington Beach cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 227 (US average = 100).
What is the rent difference between Lubbock and Huntington Beach?
Median rent in Lubbock is $1,137/month and in Huntington Beach it's $2,424/month — a difference of $1,287/month.
Which city has higher income, Lubbock or Huntington Beach?
Median household income is $60,487 in Lubbock and $119,885 in Huntington Beach. Median household income is $59,398/year higher in Huntington Beach.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Huntington Beach?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Huntington Beach has a cost index of 227 with rent of $2,424/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Huntington Beach details →

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