Cost of Living: Lubbock, TX vs Independence, MO (2026)

Lubbock

Texas
75
VS

Independence

Missouri
67

Lubbock is 12% more expensive than Independence.

$1,137/mo ↑ 7%
Median Rent
$1,061/mo ↓ 7%
$60,487/yr ↑ 2%
Median Income
$59,480/yr ↓ 2%
$197,900 ↑ 19%
Home Value
$166,400 ↓ 16%
$1,179/mo ↑ 13%
Owner Costs
$1,046/mo ↓ 11%
261,078
Population
121,944

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
4.225%
1.6%
Property Tax
0.93%

Affordability

22.6%
rent-to-income
Affordability
21.4%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Independence, MO, the overall cost of living indices are 75 and 67 respectively (national median = 100). Rent is $76/month cheaper in Independence, saving renters about $912/year.

Median household income is $1,007/year higher in Lubbock. Home values also differ significantly — the median in Lubbock is $197,900 compared to $166,400 in Independence.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

Lubbock vs Independence — common questions

Is Lubbock or Independence cheaper to live in?
Based on our cost index, Independence is cheaper to live in with an index of 67 compared to 75 (US average = 100).
What is the rent difference between Lubbock and Independence?
Median rent in Lubbock is $1,137/month and in Independence it's $1,061/month — a difference of $76/month.
Which city has higher income, Lubbock or Independence?
Median household income is $60,487 in Lubbock and $59,480 in Independence. Median household income is $1,007/year higher in Lubbock.
How do taxes compare between Texas and Missouri?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax.
Should I move to Lubbock or Independence?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Independence has a cost index of 67 with rent of $1,061/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Independence details →

More Comparisons

Other cost of living comparisons for Lubbock and Independence

Lubbock vs. Fort Wayne Lubbock vs. St. Petersburg Lubbock vs. Toledo Lubbock vs. Laredo Lubbock vs. Reno Lubbock vs. Irving Independence vs. College Station Independence vs. Rochester Independence vs. Clovis Independence vs. Lafayette Independence vs. Arvada Independence vs. Ann Arbor