Cost of Living: Lubbock, TX vs Jackson, MS (2026)

Lubbock

Texas
75
VS

Jackson

Mississippi
58

Lubbock is 29% more expensive than Jackson.

$1,137/mo ↑ 12%
Median Rent
$1,018/mo ↓ 10%
$60,487/yr ↑ 40%
Median Income
$43,238/yr ↓ 29%
$197,900 ↑ 83%
Home Value
$108,200 ↓ 45%
$1,179/mo ↑ 23%
Owner Costs
$956/mo ↓ 19%
261,078
Population
149,827

Tax Comparison

0%
Income Tax
5.0%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
0.67%

Affordability

22.6%
rent-to-income
Affordability
28.3%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Jackson, MS, the overall cost of living indices are 75 and 58 respectively (national median = 100). Rent is $119/month cheaper in Jackson, saving renters about $1,428/year.

Median household income is $17,249/year higher in Lubbock. Home values also differ significantly — the median in Lubbock is $197,900 compared to $108,200 in Jackson.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Mississippi's 5.0% rate.

Frequently Asked Questions

Lubbock vs Jackson — common questions

Is Lubbock or Jackson cheaper to live in?
Based on our cost index, Jackson is cheaper to live in with an index of 58 compared to 75 (US average = 100).
What is the rent difference between Lubbock and Jackson?
Median rent in Lubbock is $1,137/month and in Jackson it's $1,018/month — a difference of $119/month.
Which city has higher income, Lubbock or Jackson?
Median household income is $60,487 in Lubbock and $43,238 in Jackson. Median household income is $17,249/year higher in Lubbock.
How do taxes compare between Texas and Mississippi?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Mississippi has 5.0% income tax, 7.0% sales tax, and 0.67% property tax.
Should I move to Lubbock or Jackson?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Jackson has a cost index of 58 with rent of $1,018/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Jackson details →

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