Cost of Living: Lubbock, TX vs Lafayette, LA (2026)

Lubbock

Texas
75
VS

Lafayette

Louisiana
77

Lubbock and Lafayette have a similar cost of living.

$1,137/mo ↑ 7%
Median Rent
$1,065/mo ↓ 6%
$60,487/yr ↓ 2%
Median Income
$61,454/yr ↑ 2%
$197,900 ↓ 21%
Home Value
$251,300 ↑ 27%
$1,179/mo ↑ 12%
Owner Costs
$1,057/mo ↓ 10%
261,078
Population
121,537

Tax Comparison

0%
Income Tax
4.25%
6.25%
State Sales Tax
4.45%
1.6%
Property Tax
0.55%

Affordability

22.6%
rent-to-income
Affordability
20.8%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Lafayette, LA, the overall cost of living indices are 75 and 77 respectively (national median = 100). Rent is $72/month cheaper in Lafayette, saving renters about $864/year.

Median household income is $967/year higher in Lafayette. Home values also differ significantly — the median in Lubbock is $197,900 compared to $251,300 in Lafayette.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Louisiana's 4.25% rate.

Frequently Asked Questions

Lubbock vs Lafayette — common questions

Is Lubbock or Lafayette cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 77 (US average = 100).
What is the rent difference between Lubbock and Lafayette?
Median rent in Lubbock is $1,137/month and in Lafayette it's $1,065/month — a difference of $72/month.
Which city has higher income, Lubbock or Lafayette?
Median household income is $60,487 in Lubbock and $61,454 in Lafayette. Median household income is $967/year higher in Lafayette.
How do taxes compare between Texas and Louisiana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Louisiana has 4.25% income tax, 4.45% sales tax, and 0.55% property tax.
Should I move to Lubbock or Lafayette?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Lafayette has a cost index of 77 with rent of $1,065/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Lafayette details →

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