Cost of Living: Lubbock, TX vs Lowell, MA (2026)

Lubbock

Texas
75
VS

Lowell

Massachusetts
119

Lubbock is 37% cheaper than Lowell.

$1,137/mo ↓ 29%
Median Rent
$1,603/mo ↑ 41%
$60,487/yr ↓ 21%
Median Income
$76,205/yr ↑ 26%
$197,900 ↓ 50%
Home Value
$395,100 ↑ 100%
$1,179/mo ↓ 29%
Owner Costs
$1,672/mo ↑ 42%
261,078
Population
114,799

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

22.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Lowell, MA, the overall cost of living indices are 75 and 119 respectively (national median = 100). Rent is $466/month cheaper in Lubbock, saving renters about $5,592/year.

Median household income is $15,718/year higher in Lowell. Home values also differ significantly — the median in Lubbock is $197,900 compared to $395,100 in Lowell.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Lubbock vs Lowell — common questions

Is Lubbock or Lowell cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 119 (US average = 100).
What is the rent difference between Lubbock and Lowell?
Median rent in Lubbock is $1,137/month and in Lowell it's $1,603/month — a difference of $466/month.
Which city has higher income, Lubbock or Lowell?
Median household income is $60,487 in Lubbock and $76,205 in Lowell. Median household income is $15,718/year higher in Lowell.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Lubbock or Lowell?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Lowell has a cost index of 119 with rent of $1,603/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Lowell details →

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