Cost of Living: Lubbock, TX vs Norfolk, VA (2026)

Lubbock

Texas
75
VS

Norfolk

Virginia
89

Lubbock is 16% cheaper than Norfolk.

$1,137/mo ↓ 9%
Median Rent
$1,246/mo ↑ 10%
$60,487/yr ↓ 6%
Median Income
$64,017/yr ↑ 6%
$197,900 ↓ 27%
Home Value
$271,900 ↑ 37%
$1,179/mo ↓ 14%
Owner Costs
$1,366/mo ↑ 16%
261,078
Population
235,037

Tax Comparison

0%
Income Tax
5.75%
6.25%
State Sales Tax
5.3%
1.6%
Property Tax
0.8%

Affordability

22.6%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Norfolk, VA, the overall cost of living indices are 75 and 89 respectively (national median = 100). Rent is $109/month cheaper in Lubbock, saving renters about $1,308/year.

Median household income is $3,530/year higher in Norfolk. Home values also differ significantly — the median in Lubbock is $197,900 compared to $271,900 in Norfolk.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Virginia's 5.75% rate.

Frequently Asked Questions

Lubbock vs Norfolk — common questions

Is Lubbock or Norfolk cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 89 (US average = 100).
What is the rent difference between Lubbock and Norfolk?
Median rent in Lubbock is $1,137/month and in Norfolk it's $1,246/month — a difference of $109/month.
Which city has higher income, Lubbock or Norfolk?
Median household income is $60,487 in Lubbock and $64,017 in Norfolk. Median household income is $3,530/year higher in Norfolk.
How do taxes compare between Texas and Virginia?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to Lubbock or Norfolk?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Norfolk has a cost index of 89 with rent of $1,246/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Norfolk details →

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