Cost of Living: Lubbock, TX vs Norman, OK (2026)

Lubbock

Texas
75
VS

Norman

Oklahoma
76

Lubbock and Norman have a similar cost of living.

$1,137/mo ↑ 7%
Median Rent
$1,064/mo ↓ 6%
$60,487/yr ↓ 7%
Median Income
$65,060/yr ↑ 8%
$197,900 ↓ 17%
Home Value
$239,300 ↑ 21%
$1,179/mo ↑ 5%
Owner Costs
$1,121/mo ↓ 5%
261,078
Population
128,714

Tax Comparison

0%
Income Tax
4.75%
6.25%
State Sales Tax
4.5%
1.6%
Property Tax
0.9%

Affordability

22.6%
rent-to-income
Affordability
19.6%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Norman, OK, the overall cost of living indices are 75 and 76 respectively (national median = 100). Rent is $73/month cheaper in Norman, saving renters about $876/year.

Median household income is $4,573/year higher in Norman. Home values also differ significantly — the median in Lubbock is $197,900 compared to $239,300 in Norman.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Oklahoma's 4.75% rate.

Frequently Asked Questions

Lubbock vs Norman — common questions

Is Lubbock or Norman cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 76 (US average = 100).
What is the rent difference between Lubbock and Norman?
Median rent in Lubbock is $1,137/month and in Norman it's $1,064/month — a difference of $73/month.
Which city has higher income, Lubbock or Norman?
Median household income is $60,487 in Lubbock and $65,060 in Norman. Median household income is $4,573/year higher in Norman.
How do taxes compare between Texas and Oklahoma?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Oklahoma has 4.75% income tax, 4.5% sales tax, and 0.9% property tax.
Should I move to Lubbock or Norman?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Norman has a cost index of 76 with rent of $1,064/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Norman details →

More Comparisons

Other cost of living comparisons for Lubbock and Norman

Lubbock vs. Fort Wayne Lubbock vs. St. Petersburg Lubbock vs. Toledo Lubbock vs. Laredo Lubbock vs. Reno Lubbock vs. Irving Norman vs. Fargo Norman vs. Lewisville Norman vs. Santa Clara Norman vs. Lehigh Acres Norman vs. Carrollton Norman vs. Columbia