Cost of Living: Lubbock, TX vs Odessa, TX (2026)

Lubbock

Texas
75
VS

Odessa

Texas
83

Lubbock is 10% cheaper than Odessa.

$1,137/mo ↓ 14%
Median Rent
$1,322/mo ↑ 16%
$60,487/yr ↓ 17%
Median Income
$73,030/yr ↑ 21%
$197,900 ↓ 5%
Home Value
$208,000 ↑ 5%
$1,179/mo ↓ 6%
Owner Costs
$1,251/mo ↑ 6%
261,078
Population
114,080

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.6%

Affordability

22.6%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Odessa, TX, the overall cost of living indices are 75 and 83 respectively (national median = 100). Rent is $185/month cheaper in Lubbock, saving renters about $2,220/year.

Median household income is $12,543/year higher in Odessa. Home values also differ significantly — the median in Lubbock is $197,900 compared to $208,000 in Odessa.

Both cities share the same state tax structure since they are in Texas.

Frequently Asked Questions

Lubbock vs Odessa — common questions

Is Lubbock or Odessa cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 83 (US average = 100).
What is the rent difference between Lubbock and Odessa?
Median rent in Lubbock is $1,137/month and in Odessa it's $1,322/month — a difference of $185/month.
Which city has higher income, Lubbock or Odessa?
Median household income is $60,487 in Lubbock and $73,030 in Odessa. Median household income is $12,543/year higher in Odessa.
How do taxes compare between Texas and Texas?
Both cities are in Texas and share the same state tax rates: 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Lubbock or Odessa?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Odessa details →

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