Cost of Living: Lubbock, TX vs Oxnard, CA (2026)

Lubbock

Texas
75
VS

Oxnard

California
159

Lubbock is 53% cheaper than Oxnard.

$1,137/mo ↓ 42%
Median Rent
$1,962/mo ↑ 73%
$60,487/yr ↓ 35%
Median Income
$93,372/yr ↑ 54%
$197,900 ↓ 68%
Home Value
$617,800 ↑ 212%
$1,179/mo ↓ 40%
Owner Costs
$1,976/mo ↑ 68%
261,078
Population
201,014

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Oxnard, CA, the overall cost of living indices are 75 and 159 respectively (national median = 100). Rent is $825/month cheaper in Lubbock, saving renters about $9,900/year.

Median household income is $32,885/year higher in Oxnard. Home values also differ significantly — the median in Lubbock is $197,900 compared to $617,800 in Oxnard.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Oxnard — common questions

Is Lubbock or Oxnard cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 159 (US average = 100).
What is the rent difference between Lubbock and Oxnard?
Median rent in Lubbock is $1,137/month and in Oxnard it's $1,962/month — a difference of $825/month.
Which city has higher income, Lubbock or Oxnard?
Median household income is $60,487 in Lubbock and $93,372 in Oxnard. Median household income is $32,885/year higher in Oxnard.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Oxnard?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Oxnard details →

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