Cost of Living: Lubbock, TX vs Providence, RI (2026)

Lubbock

Texas
75
VS

Providence

Rhode Island
99

Lubbock is 24% cheaper than Providence.

$1,137/mo ↓ 15%
Median Rent
$1,333/mo ↑ 17%
$60,487/yr ↓ 9%
Median Income
$66,772/yr ↑ 10%
$197,900 ↓ 39%
Home Value
$322,800 ↑ 63%
$1,179/mo ↓ 20%
Owner Costs
$1,467/mo ↑ 24%
261,078
Population
190,214

Tax Comparison

0%
Income Tax
5.99%
6.25%
State Sales Tax
7.0%
1.6%
Property Tax
1.53%

Affordability

22.6%
rent-to-income
Affordability
24.0%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Providence, RI, the overall cost of living indices are 75 and 99 respectively (national median = 100). Rent is $196/month cheaper in Lubbock, saving renters about $2,352/year.

Median household income is $6,285/year higher in Providence. Home values also differ significantly — the median in Lubbock is $197,900 compared to $322,800 in Providence.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Rhode Island's 5.99% rate.

Frequently Asked Questions

Lubbock vs Providence — common questions

Is Lubbock or Providence cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 99 (US average = 100).
What is the rent difference between Lubbock and Providence?
Median rent in Lubbock is $1,137/month and in Providence it's $1,333/month — a difference of $196/month.
Which city has higher income, Lubbock or Providence?
Median household income is $60,487 in Lubbock and $66,772 in Providence. Median household income is $6,285/year higher in Providence.
How do taxes compare between Texas and Rhode Island?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Rhode Island has 5.99% income tax, 7.0% sales tax, and 1.53% property tax.
Should I move to Lubbock or Providence?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Providence has a cost index of 99 with rent of $1,333/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Providence details →

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