Cost of Living: Lubbock, TX vs Rancho Cucamonga, CA (2026)

Lubbock

Texas
75
VS

Rancho Cucamonga

California
182

Lubbock is 59% cheaper than Rancho Cucamonga.

$1,137/mo ↓ 50%
Median Rent
$2,286/mo ↑ 101%
$60,487/yr ↓ 45%
Median Income
$109,511/yr ↑ 81%
$197,900 ↓ 72%
Home Value
$694,400 ↑ 251%
$1,179/mo ↓ 49%
Owner Costs
$2,324/mo ↑ 97%
261,078
Population
174,693

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Rancho Cucamonga, CA, the overall cost of living indices are 75 and 182 respectively (national median = 100). Rent is $1,149/month cheaper in Lubbock, saving renters about $13,788/year.

Median household income is $49,024/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Lubbock is $197,900 compared to $694,400 in Rancho Cucamonga.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Rancho Cucamonga — common questions

Is Lubbock or Rancho Cucamonga cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 182 (US average = 100).
What is the rent difference between Lubbock and Rancho Cucamonga?
Median rent in Lubbock is $1,137/month and in Rancho Cucamonga it's $2,286/month — a difference of $1,149/month.
Which city has higher income, Lubbock or Rancho Cucamonga?
Median household income is $60,487 in Lubbock and $109,511 in Rancho Cucamonga. Median household income is $49,024/year higher in Rancho Cucamonga.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Rancho Cucamonga?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Rancho Cucamonga details →

More Comparisons

Other cost of living comparisons for Lubbock and Rancho Cucamonga

Lubbock vs. Fort Wayne Lubbock vs. St. Petersburg Lubbock vs. Toledo Lubbock vs. Laredo Lubbock vs. Reno Lubbock vs. Irving Rancho Cucamonga vs. Salem Rancho Cucamonga vs. Oceanside Rancho Cucamonga vs. Cary Rancho Cucamonga vs. Clarksville Rancho Cucamonga vs. Santa Rosa Rancho Cucamonga vs. Garden Grove