Cost of Living: Lubbock, TX vs Rochester, MN (2026)

Lubbock

Texas
75
VS

Rochester

Minnesota
93

Lubbock is 19% cheaper than Rochester.

$1,137/mo ↓ 14%
Median Rent
$1,316/mo ↑ 16%
$60,487/yr ↓ 31%
Median Income
$87,767/yr ↑ 45%
$197,900 ↓ 31%
Home Value
$287,500 ↑ 45%
$1,179/mo ↓ 11%
Owner Costs
$1,332/mo ↑ 13%
261,078
Population
121,638

Tax Comparison

0%
Income Tax
9.85%
6.25%
State Sales Tax
6.875%
1.6%
Property Tax
1.11%

Affordability

22.6%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Rochester, MN, the overall cost of living indices are 75 and 93 respectively (national median = 100). Rent is $179/month cheaper in Lubbock, saving renters about $2,148/year.

Median household income is $27,280/year higher in Rochester. Home values also differ significantly — the median in Lubbock is $197,900 compared to $287,500 in Rochester.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Minnesota's 9.85% rate.

Frequently Asked Questions

Lubbock vs Rochester — common questions

Is Lubbock or Rochester cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 93 (US average = 100).
What is the rent difference between Lubbock and Rochester?
Median rent in Lubbock is $1,137/month and in Rochester it's $1,316/month — a difference of $179/month.
Which city has higher income, Lubbock or Rochester?
Median household income is $60,487 in Lubbock and $87,767 in Rochester. Median household income is $27,280/year higher in Rochester.
How do taxes compare between Texas and Minnesota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to Lubbock or Rochester?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Rochester details →

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