Cost of Living: Lubbock, TX vs Roseville, CA (2026)

Lubbock

Texas
75
VS

Roseville

California
168

Lubbock is 55% cheaper than Roseville.

$1,137/mo ↓ 46%
Median Rent
$2,099/mo ↑ 85%
$60,487/yr ↓ 48%
Median Income
$117,354/yr ↑ 94%
$197,900 ↓ 69%
Home Value
$630,600 ↑ 219%
$1,179/mo ↓ 47%
Owner Costs
$2,226/mo ↑ 89%
261,078
Population
152,438

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Roseville, CA, the overall cost of living indices are 75 and 168 respectively (national median = 100). Rent is $962/month cheaper in Lubbock, saving renters about $11,544/year.

Median household income is $56,867/year higher in Roseville. Home values also differ significantly — the median in Lubbock is $197,900 compared to $630,600 in Roseville.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Roseville — common questions

Is Lubbock or Roseville cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 168 (US average = 100).
What is the rent difference between Lubbock and Roseville?
Median rent in Lubbock is $1,137/month and in Roseville it's $2,099/month — a difference of $962/month.
Which city has higher income, Lubbock or Roseville?
Median household income is $60,487 in Lubbock and $117,354 in Roseville. Median household income is $56,867/year higher in Roseville.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Roseville?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Roseville details →

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