Cost of Living: Lubbock, TX vs San Bernardino, CA (2026)

Lubbock

Texas
75
VS

San Bernardino

California
109

Lubbock is 31% cheaper than San Bernardino.

$1,137/mo ↓ 21%
Median Rent
$1,433/mo ↑ 26%
$60,487/yr ↓ 5%
Median Income
$63,988/yr ↑ 6%
$197,900 ↓ 49%
Home Value
$384,900 ↑ 94%
$1,179/mo ↓ 20%
Owner Costs
$1,478/mo ↑ 25%
261,078
Population
221,774

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
26.9%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and San Bernardino, CA, the overall cost of living indices are 75 and 109 respectively (national median = 100). Rent is $296/month cheaper in Lubbock, saving renters about $3,552/year.

Median household income is $3,501/year higher in San Bernardino. Home values also differ significantly — the median in Lubbock is $197,900 compared to $384,900 in San Bernardino.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs San Bernardino — common questions

Is Lubbock or San Bernardino cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 109 (US average = 100).
What is the rent difference between Lubbock and San Bernardino?
Median rent in Lubbock is $1,137/month and in San Bernardino it's $1,433/month — a difference of $296/month.
Which city has higher income, Lubbock or San Bernardino?
Median household income is $60,487 in Lubbock and $63,988 in San Bernardino. Median household income is $3,501/year higher in San Bernardino.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or San Bernardino?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while San Bernardino has a cost index of 109 with rent of $1,433/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View San Bernardino details →

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