Cost of Living: Lubbock, TX vs Simi Valley, CA (2026)

Lubbock

Texas
75
VS

Simi Valley

California
200

Lubbock is 62% cheaper than Simi Valley.

$1,137/mo ↓ 55%
Median Rent
$2,513/mo ↑ 121%
$60,487/yr ↓ 49%
Median Income
$117,703/yr ↑ 95%
$197,900 ↓ 74%
Home Value
$753,500 ↑ 281%
$1,179/mo ↓ 54%
Owner Costs
$2,576/mo ↑ 118%
261,078
Population
125,769

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Simi Valley, CA, the overall cost of living indices are 75 and 200 respectively (national median = 100). Rent is $1,376/month cheaper in Lubbock, saving renters about $16,512/year.

Median household income is $57,216/year higher in Simi Valley. Home values also differ significantly — the median in Lubbock is $197,900 compared to $753,500 in Simi Valley.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Simi Valley — common questions

Is Lubbock or Simi Valley cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 200 (US average = 100).
What is the rent difference between Lubbock and Simi Valley?
Median rent in Lubbock is $1,137/month and in Simi Valley it's $2,513/month — a difference of $1,376/month.
Which city has higher income, Lubbock or Simi Valley?
Median household income is $60,487 in Lubbock and $117,703 in Simi Valley. Median household income is $57,216/year higher in Simi Valley.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Simi Valley?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Simi Valley has a cost index of 200 with rent of $2,513/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Simi Valley details →

More Comparisons

Other cost of living comparisons for Lubbock and Simi Valley

Lubbock vs. Fort Wayne Lubbock vs. St. Petersburg Lubbock vs. Toledo Lubbock vs. Laredo Lubbock vs. Reno Lubbock vs. Irving Simi Valley vs. Pearland Simi Valley vs. Thousand Oaks Simi Valley vs. Topeka Simi Valley vs. Allentown Simi Valley vs. Athens Simi Valley vs. Palm Bay