Cost of Living: Lubbock, TX vs Sioux Falls, SD (2026)

Lubbock

Texas
75
VS

Sioux Falls

South Dakota
78

Lubbock is 4% cheaper than Sioux Falls.

$1,137/mo ↑ 15%
Median Rent
$993/mo ↓ 13%
$60,487/yr ↓ 19%
Median Income
$74,714/yr ↑ 24%
$197,900 ↓ 27%
Home Value
$271,400 ↑ 37%
$1,179/mo ↑ 5%
Owner Costs
$1,122/mo ↓ 5%
261,078
Population
197,642

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
4.2%
1.6%
Property Tax
1.28%

Affordability

22.6%
rent-to-income
Affordability
15.9%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Sioux Falls, SD, the overall cost of living indices are 75 and 78 respectively (national median = 100). Rent is $144/month cheaper in Sioux Falls, saving renters about $1,728/year.

Median household income is $14,227/year higher in Sioux Falls. Home values also differ significantly — the median in Lubbock is $197,900 compared to $271,400 in Sioux Falls.

Frequently Asked Questions

Lubbock vs Sioux Falls — common questions

Is Lubbock or Sioux Falls cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 78 (US average = 100).
What is the rent difference between Lubbock and Sioux Falls?
Median rent in Lubbock is $1,137/month and in Sioux Falls it's $993/month — a difference of $144/month.
Which city has higher income, Lubbock or Sioux Falls?
Median household income is $60,487 in Lubbock and $74,714 in Sioux Falls. Median household income is $14,227/year higher in Sioux Falls.
How do taxes compare between Texas and South Dakota?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. South Dakota has 0% income tax, 4.2% sales tax, and 1.28% property tax.
Should I move to Lubbock or Sioux Falls?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Sioux Falls has a cost index of 78 with rent of $993/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Sioux Falls details →

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