Cost of Living: Lubbock, TX vs Springfield, MA (2026)

Lubbock

Texas
75
VS

Springfield

Massachusetts
79

Lubbock is 5% cheaper than Springfield.

$1,137/mo ↑ 2%
Median Rent
$1,114/mo ↓ 2%
$60,487/yr ↑ 18%
Median Income
$51,339/yr ↓ 15%
$197,900 ↓ 11%
Home Value
$222,700 ↑ 13%
$1,179/mo ↓ 8%
Owner Costs
$1,276/mo ↑ 8%
261,078
Population
154,751

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

22.6%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Springfield, MA, the overall cost of living indices are 75 and 79 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $9,148/year higher in Lubbock. Home values also differ significantly — the median in Lubbock is $197,900 compared to $222,700 in Springfield.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Lubbock vs Springfield — common questions

Is Lubbock or Springfield cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 79 (US average = 100).
What is the rent difference between Lubbock and Springfield?
Median rent in Lubbock is $1,137/month and in Springfield it's $1,114/month — a difference of $23/month.
Which city has higher income, Lubbock or Springfield?
Median household income is $60,487 in Lubbock and $51,339 in Springfield. Median household income is $9,148/year higher in Lubbock.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Lubbock or Springfield?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Springfield has a cost index of 79 with rent of $1,114/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Springfield details →

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