Cost of Living: Lubbock, TX vs Thornton, CO (2026)

Lubbock

Texas
75
VS

Thornton

Colorado
138

Lubbock is 46% cheaper than Thornton.

$1,137/mo ↓ 37%
Median Rent
$1,810/mo ↑ 59%
$60,487/yr ↓ 40%
Median Income
$100,985/yr ↑ 67%
$197,900 ↓ 59%
Home Value
$482,200 ↑ 144%
$1,179/mo ↓ 38%
Owner Costs
$1,914/mo ↑ 62%
261,078
Population
142,878

Tax Comparison

0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.6%
Property Tax
0.51%

Affordability

22.6%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Thornton, CO, the overall cost of living indices are 75 and 138 respectively (national median = 100). Rent is $673/month cheaper in Lubbock, saving renters about $8,076/year.

Median household income is $40,498/year higher in Thornton. Home values also differ significantly — the median in Lubbock is $197,900 compared to $482,200 in Thornton.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Colorado's 4.4% rate.

Frequently Asked Questions

Lubbock vs Thornton — common questions

Is Lubbock or Thornton cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 138 (US average = 100).
What is the rent difference between Lubbock and Thornton?
Median rent in Lubbock is $1,137/month and in Thornton it's $1,810/month — a difference of $673/month.
Which city has higher income, Lubbock or Thornton?
Median household income is $60,487 in Lubbock and $100,985 in Thornton. Median household income is $40,498/year higher in Thornton.
How do taxes compare between Texas and Colorado?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Lubbock or Thornton?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Thornton has a cost index of 138 with rent of $1,810/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Thornton details →

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