Cost of Living: Lubbock, TX vs Thousand Oaks, CA (2026)

Lubbock

Texas
75
VS

Thousand Oaks

California
226

Lubbock is 67% cheaper than Thousand Oaks.

$1,137/mo ↓ 56%
Median Rent
$2,580/mo ↑ 127%
$60,487/yr ↓ 55%
Median Income
$134,367/yr ↑ 122%
$197,900 ↓ 79%
Home Value
$951,200 ↑ 381%
$1,179/mo ↓ 57%
Owner Costs
$2,726/mo ↑ 131%
261,078
Population
125,676

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
23.0%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Thousand Oaks, CA, the overall cost of living indices are 75 and 226 respectively (national median = 100). Rent is $1,443/month cheaper in Lubbock, saving renters about $17,316/year.

Median household income is $73,880/year higher in Thousand Oaks. Home values also differ significantly — the median in Lubbock is $197,900 compared to $951,200 in Thousand Oaks.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Thousand Oaks — common questions

Is Lubbock or Thousand Oaks cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 226 (US average = 100).
What is the rent difference between Lubbock and Thousand Oaks?
Median rent in Lubbock is $1,137/month and in Thousand Oaks it's $2,580/month — a difference of $1,443/month.
Which city has higher income, Lubbock or Thousand Oaks?
Median household income is $60,487 in Lubbock and $134,367 in Thousand Oaks. Median household income is $73,880/year higher in Thousand Oaks.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Thousand Oaks?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Thousand Oaks has a cost index of 226 with rent of $2,580/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Thousand Oaks details →

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