Cost of Living: Lubbock, TX vs Ventura, CA (2026)

Lubbock

Texas
75
VS

Ventura

California
183

Lubbock is 59% cheaper than Ventura.

$1,137/mo ↓ 46%
Median Rent
$2,101/mo ↑ 85%
$60,487/yr ↓ 40%
Median Income
$100,407/yr ↑ 66%
$197,900 ↓ 75%
Home Value
$778,700 ↑ 293%
$1,179/mo ↓ 44%
Owner Costs
$2,118/mo ↑ 80%
261,078
Population
109,900

Tax Comparison

0%
Income Tax
13.3%
6.25%
State Sales Tax
7.25%
1.6%
Property Tax
0.71%

Affordability

22.6%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Ventura, CA, the overall cost of living indices are 75 and 183 respectively (national median = 100). Rent is $964/month cheaper in Lubbock, saving renters about $11,568/year.

Median household income is $39,920/year higher in Ventura. Home values also differ significantly — the median in Lubbock is $197,900 compared to $778,700 in Ventura.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Lubbock vs Ventura — common questions

Is Lubbock or Ventura cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 183 (US average = 100).
What is the rent difference between Lubbock and Ventura?
Median rent in Lubbock is $1,137/month and in Ventura it's $2,101/month — a difference of $964/month.
Which city has higher income, Lubbock or Ventura?
Median household income is $60,487 in Lubbock and $100,407 in Ventura. Median household income is $39,920/year higher in Ventura.
How do taxes compare between Texas and California?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Lubbock or Ventura?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Ventura has a cost index of 183 with rent of $2,101/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Ventura details →

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