Cost of Living: Lubbock, TX vs Waterbury, CT (2026)

Lubbock

Texas
75
VS

Waterbury

Connecticut
76

Lubbock and Waterbury have a similar cost of living.

$1,137/mo ↓ 4%
Median Rent
$1,180/mo ↑ 4%
$60,487/yr ↑ 17%
Median Income
$51,642/yr ↓ 15%
$197,900 ↑ 7%
Home Value
$185,400 ↓ 6%
$1,179/mo ↓ 7%
Owner Costs
$1,273/mo ↑ 8%
261,078
Population
114,356

Tax Comparison

0%
Income Tax
6.99%
6.25%
State Sales Tax
6.35%
1.6%
Property Tax
2.15%

Affordability

22.6%
rent-to-income
Affordability
27.4%
rent-to-income

Detailed Comparison

When comparing Lubbock, TX and Waterbury, CT, the overall cost of living indices are 75 and 76 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $8,845/year higher in Lubbock. Home values also differ significantly — the median in Lubbock is $197,900 compared to $185,400 in Waterbury.

Texas has no state income tax, giving Lubbock residents a significant tax advantage over Connecticut's 6.99% rate.

Frequently Asked Questions

Lubbock vs Waterbury — common questions

Is Lubbock or Waterbury cheaper to live in?
Based on our cost index, Lubbock is cheaper to live in with an index of 75 compared to 76 (US average = 100).
What is the rent difference between Lubbock and Waterbury?
Median rent in Lubbock is $1,137/month and in Waterbury it's $1,180/month — a difference of $43/month.
Which city has higher income, Lubbock or Waterbury?
Median household income is $60,487 in Lubbock and $51,642 in Waterbury. Median household income is $8,845/year higher in Lubbock.
How do taxes compare between Texas and Connecticut?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Connecticut has 6.99% income tax, 6.35% sales tax, and 2.15% property tax.
Should I move to Lubbock or Waterbury?
It depends on your priorities. Lubbock has a cost index of 75 with median rent of $1,137/mo, while Waterbury has a cost index of 76 with rent of $1,180/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Lubbock details → View Waterbury details →

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